2026 tax year · IRS Publication 15-T · No sign-up
Paycheck Calculator
See what actually lands in your account. Enter your pay, and the federal tax, Social Security, Medicare and state tax come off in front of you.
Your take-home pay
$1,938.08
per paycheck, 26 times a year, $50,390.00 a year
Gross pay
$2,307.69
Federal income tax
IRS Pub 15-T percentage method
- $193.08
Social Security
6.2% up to $184,500
- $143.08
Medicare
1.45%
- $33.46
State income tax
None
Take-home pay
$1,938.08
Annual gross
$60,000.00
Effective tax rate
16.0%
An estimate of withholding for tax year 2026, using the IRS percentage method. Your employer may withhold slightly differently, and pre-tax items are treated as reducing both income tax and FICA, which is true for HSA and Section 125 health premiums but not for a traditional 401(k).
Paycheck calculator by state
State income tax changes your take-home pay more than anything except the federal bracket you land in. Pick your state for a calculator set up for it.
More states are being added as each year's withholding tables are verified. We would rather show no number than a wrong one.
How the calculator works
Federal withholding follows the percentage method in IRS Publication 15-T for 2026, the same worksheet your employer's payroll system runs. Your pay is annualised, your filing status offset is applied, the tax is found on the standard withholding schedule, and the result is divided across your pay periods.
Social Security takes 6.2% of wages up to the 2026 wage base of $184,500. Medicare takes 1.45% with no cap, plus an extra 0.9% on wages above $200,000. Together these are FICA, and they come out regardless of which state you live in.
State income tax is applied last, and in nine states it is nothing at all.